Past Articles

It's a Small, Small World

As business continues to expand around the globe, I often reflect back on a single Disney song from 1962 that allowed us to peer into the future. Shortly after the Cuban missile crisis, The Sherman Brothers wrote the song “It’s a Small World (After All).”

GDPR - What Merchants Need to Know

By now most organizations have heard of the European Union’s (EU’s) General Data Protection Regulation (GDPR), which came into force in May 2018. The new legislation establishes guidelines on how companies should handle customer privacy, store data securely, and respond to security breaches. Businesses across the EU (or who have dealings with EU companies) have been working hard to change their practices and get GDPR compliant. Merchants, who frequently come into contact with sensitive customer information like payment details, have to be especially prepared as GDPR has the potential to affect many areas of their businesses.

Innovate Now: Enabling Secure PIN Debit for eCommerce via Credit Push (MAG Quarterly- Volume Six, Issue One)

March 8, 2018

Why is it So Complex to Reconcile Interchange Fees? Can Analytics help?

How does your company stack up against best-practices and costs of card based sales? Payments analytics provides clarity, understanding, and helps reduce fees more easily and faster. Like anything, if you can’t measure it, you cannot improve it.

What Is Common Debit AID and Why Does It Matter?

The U.S. may have the most complex point of sale (POS) debit payment system in the world, and the migration to EMV has made it more confusing for many merchants. Common AID was created to simplify this for merchants, but it’s important that they fully understand what it means for their business and their customers.

Debit Routing Choice: A Critical Piece of Pro-Competitive Debit Reforms

February 28, 2017

European Competition Commission Gets it Right with Payments Legislation?

September 3, 2015

What’s Up in Washington? (MAG Quarterly- Volume Five, Issue Three)

September 7, 2017

What’s Up in Washington

Shopping has changed forever. Here’s why

Corporate treasury and payments teams are building agile and modern payments infrastructure to help grow their businesses and remain competitive. In the process, the future of shopping—and the way we think about payments—are becoming real time, contextual, data-driven, global and experiential.

A Mobile Wallet Day in the Life

Imagine this: On a sunny spring day, Jen, a 36 year-old wife and mother, puts her kids on the bus for school and leaves her suburban home for yet another busy day. Her first stop is the gas station to fill-up her SUV. She used to go wherever was convenient during her day, but now she makes a point to fill-up at stations in one specific chain because their new smartphone app gives her $.10 off per gallon when she uses the app to operate the pump and pay using her stored checking account information.

What’s Up in Washington: Federal Reserve Clarifies Routing Competition Regulations (MAG Quarterly- Volume Four, Issue Four)

December 1, 2016

Evolution in Payments: EMV is Not the Only Three Letter Word in This Story (MAG Quarterly- Volume Five, Issue Three)

September 7, 2017

Why is refund abuse at an all-time high?

Over 50% of online merchants are seeing an increase in refund abuse, as customers take advantage of easy returns and extended refund periods. Here’s what’s behind the increase...

Payment Processing: Payments Market Share Handbook Sixth Edition by J.P. Morgan

May 15, 2015

Letter from CEO

MAG Sponsor Spotlight: The Multi-Billion Dollar Fee Optimization Opportunity Merchants are Missing (MAG Quarterly- Volume Four, Issue Four)

December 1, 2016

Predictions on BNPL: Where the payments phenomenon is heading in the U.S.

Buy now, pay later' is transforming the dynamic between shoppers and merchants by empowering consumers to spend on their terms. Learn how the rapid growth of BNPL globally is driving four major trends in the US retail sector.